Good question. Foreign exchange is all we do but we do it well.  We will save you money and you will find the process simple and quick.  Banks take a lot of money out of the spread ( ie.the difference between the wholesale market and retail market price) , basically charging what they think they can get away with, assuming that most people don’t check where the real price is. Lets also not forget the bank fees on top of the large dealing spread and the time and frustration on a visit to the bank branch.